Due to the abolition of the minimum guarantees according to Art. 15 FZG [Swiss Federal Act on Vesting in Pension Plans] and Art. 17 FZG, the legal framework has been created to offer a certain amount of leeway in customising investments in the supplementary part of occupational pensions.
The Swisscanto 1e Collective Foundation is now offering medium and large companies the opportunity to configure the newly created margin. From wage portions above one and a half times that of the BVG upper wage limit (2018: CHF 126,900), policyholders can actively help shape their occupational pensions. In doing so, first-class investment strategies from Swisscanto Invest are available for you.
By designing individual insurance plans, the supplementary pension solution can be perfectly matched with the basic pension and suit the needs of the insured collective. All risks, such as invalidity and death, are covered by reinsurance. Swisscanto Pensions Ltd is the founder of Swisscanto 1e Collective Foundation. It handles the administration and guarantees management.
This concept of individual responsibility and transparency is ushering in a new digital age when it comes to supplementary occupational pensions. The Swisscanto 1e Collective Foundation in Zurich is best prepared for this challenge and can provide competent advice in all issues relating to the 2nd pillar.