The Sparen 3 savings account provides you with an extremely flexible pension tool. You not only build up assets for when you retire, but also benefit from a preferential interest rate and tax advantages. The 3rd pillar allows you to make up your pension shortfall, so that you can continue your accustomed standard of living in retirement.
The 3rd pillar account is suitable for anybody between the ages of 18 and retirement age, who have income subject to AHV. Open a Sparen 3 savings account at your bank.
The 3rd pillar savings capital may be withdrawn before the end of retirement, under certain circumstances. However, there must be one of these statutory reasons for payment:
For a higher earnings potential over the long term, you can also invest all or part of your 3a credit balance in securities. Buy and sell orders for securities can then be issued simply and easily via e-banking. Furthermore, your savings target can be voluntarily insured by means of a risk insurance policy. With a Sparen 3 insurance policy you can reach your savings target even in the event of incapacity for work. In addition, your loved ones are protected from financial difficulties in the event of your death.