Death due to accident or illness
Surviving dependents receive benefits from various social security organisations so that people are not left in difficult financial circumstances after the death of their spouse.
Benefits from the 1st and 2nd pillars
- Should an insured person die, in certain circumstances the AHV pays out a widow's or widower's pension. If the deceased person leaves behind children, the AHV will also pay an orphan's benefit. However, this only applies if your child is below the age of 18, or if your child is still in education and is not yet 25.
- In the event of the loss of a spouse, the widow, in certain circumstances the widower, will also receive a pension. If the deceased person leaves behind children, an orphan's benefit can also be paid out. However, this only applies if your child is below the age of 18, or if your child is still in education and is not yet 25. The widow's or widower's benefit is paid by UVG accident insurance after a fatal accident. Should the insured person die after a serious illness, the surviving dependents will receive a pension from the pension fund.
Please note the following:
Depending on your income, the benefits paid by social security may not be adequate.
- In such cases, employed persons should therefore consider additional insurance protection.
- Self-employed and unemployed people should also consider taking out additional insurance protection.
What we offer
In the event of death, the pension from the statutory provider is often far lower than the deceased person's previous income. Swisscanto Safe can flexibly cover this shortfall as, thanks to this risk insurance, the spouse receives additional benefits in the form of capital.
