What if something happens to you or your partner? How can you insure joint property?
What if something happens to your spouse? How can you maintain your current standard of living?
What if all or part of your earned income stops? What shortfall will you have to make up?
What if a parent partly or completely stops working? Or what if something happens to your child?
What if you are concerned that your twilight years are not financially secure despite two pensions?