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Swisscanto Flex Collective Foundation

A flexible and competitive collective pension solution for SMEs with at least three employees.

Tailored solutions since 2009

The Swisscanto Flex Collective Foundations stand for innovative, flexible and attractive products in the field of occupational pensions. We have been offering corporate customers of various sizes a wide range of pension solutions since 2009. The Swisscanto Flex Collective Foundation flexibly covers the differing requirements of SMEs with individual insurance plans and a variety of options in the investment of pension assets. As the founder of the Swisscanto Flex Collective Foundation, Swisscanto Pensions Ltd. appoints the managing directors and carries out the management of the Collective Foundation.

The Flex concept

For smaller businesses we offer a customary collective plan; for medium-sized and large businesses we offer a customised savings bank risk solution. A company can, for instance, decide on the standardised "Flex collective" solution or choose the tailored "Flex individual" solution. "Flex individual" is on a par with an autonomous pension fund in terms of individuality and transparency.

Your advantages

Strong partner

Since this type of pension model can also harbour threats, the risks of disability and death are borne by the Foundation subject to an excess. If this excess is exceeded, the risk is borne by one of the largest Swiss life insurance companies, Zurich Insurance Group.
The capital investments are covered by the asset management of Swisscanto Invest with units in the Swisscanto Investment Foundation and with institutional funds.

Competent staff

The employees of Swisscanto Pensions Ltd. guarantee that all the administrative, legal and social aspects are always optimally supported.

Verifiability

The investment risks and the insurance risks are separated giving our customers a high level of verifiability.

Modern software

The Swisscanto Flex Collective Foundation has a first-class product in the "VE2000i" pension fund software for all issues concerning pension fund administration by collective institutions.