We offer you a diverse range of pillar 3a investment products for your pension. Depending on the investment horizon and your risk appetite, you can choose equity allocations from 10 to 95 percent. Real estate investments can also be part of your pension product.
Use actively managed securities solutions for your pension assets. Our actively managed pension products invest indirectly in funds and are designed as investment groups of the Swisscanto Investment Foundations. These are managed, reviewed and continuously adjusted by a portfolio manager. The costs are therefore somewhat higher in this case than for index-linked securities solutions.
Moderate risk with an equity allocation of 25 %
Medium risk with an equity allocation of 45 %
Significant risk with an equity allocation of 75 %
*The Swisscanto IF Avant BVG Sustainable Portfolio 75 investment group exceeds the equity allocation pursuant to Art. 55 BVV
Significant risk with an equity allocation of 95 %
*The Swisscanto IF Avant BVG Sustainable Portfolio 95 investment group exceeds the equity allocation pursuant to Art. 55 BVV 2. It is only suitable for investors with the corresponding risk capacity and risk appetite. Risk of loss is higher compared to conventional pension solutions.
Low risk with an equity allocation of 15 %
Moderate risk with an equity allocation of 25 %
Medium risk with an equity allocation of 45 %
Significant risk with an equity allocation of 75 %
*The Swisscanto BVG 3 Responsible Portfolio 75 investment group exceeds the equity allocation pursuant to Art. 55 BVV 2. It is only suitable for investors with the corresponding risk capacity and risk appetite. risk of loss is higher compared to conventional pension solutions.
Significant risk with an equity allocation of 95 %*
*The Swisscanto AST Avant BVG Responsible Portfolio 95 investment group exceeds the equity allocation pursuant to Art. 55 BVV 2. It is only suitable for investors with the corresponding risk capacity and risk appetite. risk of loss is higher compared to conventional pension solutions.
Our index-linked securities solutions are suitable for cost-conscious investors. These replicate an existing index (for example the SMI), which therefore means a lower administrative expense for the portfolio manager. The ongoing costs are therefore lower than for actively managed securities solutions, which are those managed by a portfolio manager.
Moderate risk with an equity allocation of 25 %
Medium risk with an equity allocation of 45 %
Significant risk with an equity allocation of 75 %
*The Swisscanto (CH) IPF III Vorsorge Fonds 75 Passiv exceeds the equity allocation pursuant to Art. 55 BVV 2. It is only suitable for investors with the corresponding risk capacity and risk appetite. risk of loss is higher compared to conventional pension solutions.
Significant risk with an equity allocation of 95 %
*The Swisscanto (CH) IPF III Vorsorge Fonds 95 Passiv exceeds the equity allocation pursuant to Art. 55 BVV 2. It is only suitable for investors with the corresponding risk capacity and risk appetite. risk of loss is higher compared to conventional pension solutions.