Severin Schütz on pillar 3a
Our pension products
Let your money work for the future, today. Private pension provision in the form of securities savings offers higher long-term potential returns. Most of our pension products have been established for many years and regularly impress with strong investment results.
Your advantages with Swisscanto investment products
Securities savings pay off
Securities savings with Swisscanto investment products have historically delivered better returns than the savings 3a account over a period of 15 years. The wide range of products makes it possible to find the right solution for your personal risk profile and investment needs.
Wide range of pension options
We offer you a range of investment products for your pension. Depending on the investment horizon and your risk appetite, you can choose between an equity allocation of 10 to 95 percent. Real estate investments can also be part of your pension product.
Our actively managed pension products
Use actively managed securities solutions for your pension assets.As an umbrella fund, our actively managed pension products invest indirectly via other funds and are designed as investment groups of the Swisscanto Investment Foundations. These are managed, reviewed and continuously adjusted by a portfolio manager. The costs are therefore somewhat higher in this case than for index-linked securities solutions.
Swisscanto BVG 3 Responsible Portfolio 10 RT
Swisscanto BVG 3 Responsible Portfolio 10 RT
Low risk with an equity allocation of 10%
- Security-focused investment solution with regular interest income
- Investment horizon of at least three years
Swisscanto BVG 3 Responsible Portfolio 25 RT
Swisscanto BVG 3 Responsible Portfolio 25 RT
Moderate risk with an equity allocation of 25%
- Security-focused investment solution and simultaneous participation in higher equity market returns
- Investment horizon of at least five years
Swisscanto BVG 3 Responsible Portfolio 45 RT
Swisscanto BVG 3 Responsible Portfolio 45 RT
Medium risk with an equity allocation of 45%
- Greater return potential with this investment solution with the risk of price fluctuations
- Investment horizon of at least six years
Swisscanto BVG 3 Sustainable Portfolio 45 RT
Swisscanto BVG 3 Sustainable Portfolio 45 RT
Medium risk with an equity allocation of 45%
- Sustainable investment solution with the aim of achieving sustainable asset growth in the long term
- Greater return potential with this investment solution with the risk of price fluctuations
- Investment horizon of at least six years
Swisscanto BVG 3 Responsible Portfolio 75 RT*
Swisscanto BVG 3 Responsible Portfolio 75 RT*
Considerable risk with an equity allocation of 75%
- Higher potential returns as the majority of the investments are in equities
- Investment horizon of at least ten years
* The Swisscanto BVG 3 Responsible Portfolio 75 investment group exceeds the equity allocation pursuant to Art. 55 BVV 2. It is only suitable for investors with the corresponding risk capacity and risk
appetite. The risk of loss is higher than in conventional pension solutions.
Swisscanto AST Avant BVG Responsible Portfolio 95 DT*
Swisscanto AST Avant BVG Responsible Portfolio 95 DT*
Considerable risk with an equity allocation of 95%
- Performance advantage thanks to tax-optimised implementation
- Higher potential returns as investments are mainly in equities
- Investment horizon of at least ten years
* The Swisscanto AST Avant BVG Responsible Portfolio 95 investment group exceeds the equity allocation pursuant to Art. 55 BVV 2. It is only suitable for investors with the corresponding risk capacity and risk appetite. The risk of loss is higher than in conventional pension solutions.
Our passively managed pension products
Our index-linked securities solutions are suitable for cost-conscious investors. These replicate an existing index (for example the SMI), which therefore means a lower administrative expense for the portfolio manager. The ongoing costs are therefore lower than for actively managed securities solutions.
Swisscanto (CH) Vorsorge Fonds 20 Passiv VT
Swisscanto (CH) Vorsorge Fonds 20 Passiv VT
Moderate risk with an equity allocation of 20%
- Broad diversification through the integration of real estate, commodities and precious metals
- Investment horizon of at least five years
Swisscanto (CH) IPF III Vorsorge Fonds 45 Passiv VT
Swisscanto (CH) IPF III Vorsorge Fonds 45 Passiv VT
Medium risk with an equity allocation of 45%
- Performance advantage thanks to tax-optimised implementation
- Broad diversification through the integration of real estate, commodities and precious metals
- Investment horizon of at least six years
Swisscanto (CH) IPF III Vorsorge Fonds 75 Passiv VT*
Swisscanto (CH) IPF III Vorsorge Fonds 75 Passiv VT*
Considerable risk with an equity allocation of 75%
- Performance advantage thanks to tax-optimised implementation
- Higher potential returns as investments are mainly in equities
- Investment horizon of at least ten years
* The Swisscanto (CH) IPF III Vorsorge Fonds 95 Passiv exceeds the equity allocation pursuant to Art. 55 BVV 2. It is only suitable for investors with the corresponding risk capacity and risk appetite. The risk of loss is higher than in conventional pension solutions.
Swisscanto (CH) IPF III Vorsorge Fonds 95 Passiv VT*
Swisscanto (CH) IPF III Vorsorge Fonds 95 Passiv VT*
Considerable risk with an equity allocation of 95%
- Performance advantage thanks to tax-optimised implementation
- Higher potential returns as investments are mainly in equities
- Investment horizon of at least ten years
- Significant risk
* The Swisscanto (CH) IPF III Vorsorge Fonds 95 Passiv exceeds the equity allocation pursuant to Art. 55 BVV 2. It is only suitable for investors with the corresponding risk capacity and risk appetite. The risk of loss is higher than in conventional pension solutions.