Our annual Swiss Pension Funds Study is a reliable source of information. For more than 20 years, it has provided valuable insights into the second pillar, monitoring the returns achieved by Swiss pension funds. The study presents the current condition of Swiss pension funds.
Our Pension Funds Study covers around 500 pension funds. It fulfils an important societal task by providing insights into the general condition of domestic pension funds. It has been providing orientation on the performance values of pension funds year after year, for more than 20 years.
The economy and society are changing. Pension funds and asset managers are staying abreast of these changes. That is why our Pension Funds Study always addresses current key topics such as the embedding of sustainability in pension funds.
Pension funds achieved an average return of 5.1% on assets in 2023. The 10-year average was 3.5%.
The best pension funds achieved a net performance of 5.43% and paid a high 3.70% interest on retirement assets (vs. average 2.44%).
Since 2004, the markets have contributed a cumulative 38% to occupational pension assets.
The conversion rate, which has been falling for years, is showing signs of bottoming out. A value of 5.23% is expected for 2029.
Only 14% of pension funds will grant benefit improvements in 2024 – mostly in the form of one-off payments.
Around 90% of pension funds have already responded to the changes in employment biographies with part-time work and have adjusted the coordination deduction to current requirements.