Inhaltsseite:Swisscanto Swiss Red Cross Charity Fund

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Swisscanto Swiss Red Cross Charity Fund

Combine classic financial investments with supporting humanitarian Projects.

Partnership with the Red Cross

Since 2007, our partnership with the Swiss Red Cross has facilitated a unique and successful balance between charity and financial investment for investors.

Invest and donate at the same time

  • Invest for profit and let those in need have a share in your investment performance at the same time. With the Swisscanto Swiss Red Cross Charity Fund, you can accomplish both goals.
  • As an investor, you support the SRC's humanitarian work with half of your annual net interest income.
  • As fund manager, Zürcher Kantonalbank supplements your donation by likewise giving at least half of our management fee to the SRC.

Dr. Stephanino Isele, Mitglied der Generaldirektion Zürcher Kantonalbank & Mitglied des Verwaltungsrates Swisscanto Swiss Red Cross Charity Fund

"With the Swisscanto Swiss Red Cross Charity Fund, you are choosing an investment that allows others to share in your good fortune. You donate half of your interest income. In addition to that, we increase this amount by donating at least half of our management fee."

Dr Stephanino Isele

Member of the Board at Zürcher Kantonalbank
Member of the Management Board of the Swisscanto Swiss Red Cross Charity Fund 

Swisscanto Swiss Red Cross Charity Fund at a glance

  • The fund invests globally in various asset classes.
  • The fund's investment focus is to invest 50% in bonds. Up to 20% can be invested in shares.
  • Other assets such as commodities or real estate can be included in the mix to ensure diversification.
  • The fund portfolio exclusively includes investments that are consistent with the core values of the SRC.
  • The fund automatically donates half of the net income received as well as at least half of the flat-rate management fee to the Swiss Red Cross (SRC). 

All this works in favour of the fund

  • Support the humanitarian work of the Swiss Red Cross
  • Your money is invested according to ethical principles
  • Realise solid returns with appropriate risk
  • You can count on high-performance, efficient and cost-effective management
  • Purchase and sell at any time
  • Comprehensive investor protection
  • Your donation is tax exempt. Only the income effectively distributed to you must be declared as taxable income.

Prices & performance 

Current rates, performance charts, portfolio, fund volume, publications and more

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Answers to your questions about investing and donating

To whom would you recommend this fund?

This fund was primarily created for people who want to invest money, but also have the desire to let needy people share in their good fortune. The fund offers the unique opportunity to automatically link the amount of the donation to the success of the investment on an annual basis. So, as an investor, you are not donating money that you have worked or saved hard for. You are simply doing without half of your annual interest income.

The Swisscanto Swiss Red Cross Charity Fund is an investment with a low risk that is as consistent as possible. Nevertheless, every financial investment is associated with certain risks. As your donation is based on your income, it is of course in the interests of the SRC to ensure that your return is as certain and as high as possible. 
 

Is this fund actually worthwhile for the Swiss Red Cross?

Definitely and here is a quick example: Suppose you invest CHF 20,000. If the fund distributes 1.5% (approx. CHF 300), then after one year you will receive around CHF 150, and the SRC will receive a donation of CHF 240 (CHF 150 from you and CHF 90 from Zürcher Kantonalbank, representing half of its fund management fee).
 

How is the fund money invested?

Investments are made according to the SRC's exclusion and investment criteria. This means that issuers whose core business involves the production of or trade in tobacco, alcohol or weapons, are excluded. In addition, we only invest in securities with a good credit rating, and the currency risk is limited to a maximum of 25% of the fund capital.
 

Who is responsible for the investment policy?

The investment policy is determined by the SRC in conjunction with Swisscanto Invest by Zürcher Kantonalbank. Swisscanto Invest by Zürcher Kantonalbank is responsible for implementing the policy. 
 

Who oversees the Swiss Red Cross Charity Fund?

The Swisscanto Swiss Red Cross Charity Fund is the first investment company with variable capital to be created in Switzerland. The capital of the company is divided into institutional and investor shares. The amount of the capital and the number of shares are not determined in advance. By acquiring fund units, each investor is at the same time a voting shareholder in this new type of company. The management board of the Charity Fund, made up of two members of the SRC and a representative from Zürcher Kantonalbank, checks that the investment criteria are adhered to. Thus, as an investor, you can be sure that your money is invested as the SRC says it should be.
 

Couldn’t I achieve more by making a donation directly to the SRC?

Any type of donation helps the SRC to carry out its humanitarian work. It makes no difference whether you donate an amount directly or have it automatically deducted from your interest income. Of course, any other donations are important and are always welcome.
 

The SRC is active both locally and internationally. Where does the money generated by this fund go?

The donations made by the Swisscanto Swiss Red Cross Charity Fund got to projects in Switzerland and abroad. The following two projects are typical examples. In Switzerland: the SRC runs an outpatient clinic for victims of war and torture. Traumatised people and their relatives receive psychotherapeutic treatment and social counselling at the clinic to help them deal with their horrible experiences. And abroad: Malawi is one of the ten poorest countries in the world. Together with the local Red Cross Society, the SRC carries out information campaigns, builds wells and latrines to improve hygiene, and supports the national blood transfusion service. The Swisscanto Swiss Red Cross Charity Fund enables the SRC to continue and further develop these projects and many others like them.
 

How can I ensure that my donation to the SRC will be used as I believe it should be?

The SRC is certified and monitored by ZEWO. The charitable organisations that bear ZEWO's seal of approval have been certified for their conscientious, economic and effective ways of handling donations. Major donors can check up personally on how their donations are being used via organised project visits. 
 

How can I offset the donation against income tax?

Your donation is absolutely tax exempt. Half of the net interest income is deducted transferred to the SRC before the interest is paid out to you. Thus, as a private investor, you don’t need to do anything at all. You only need to declare as taxable income the portion of the interest income that is paid to you. 
 

Important notices

The information and the publication relating to the fund are intended for distribution in Switzerland and are not intended for investors in other countries. They are intended exclusively for advertising purposes and in no way constitute investment advice or a recommendation. The sole binding basis for purchasing Swisscanto funds is the respective published documents (fund agreements, contract terms, prospectuses and/or key investor information and annual reports). These can be obtained free of charge from this website (www.swisscanto.com) and https://products.swisscanto.com, or in paper format from Swisscanto Fund Management Company Ltd. ("Swisscanto"), Bahnhofstrasse 9, 8001 Zurich, at all cantonal bank branches in Switzerland and from Bank Coop AG, Basel. The information and publications contained on the aforementioned websites have been compiled with the greatest of care by Swisscanto and the responsible Asset Management of Zürcher Kantonalbank. The information and opinions originate from reliable sources. Despite following professional procedures, Swisscanto and Zürcher Kantonalbank cannot guarantee the correctness, completeness or accuracy of the information. Swisscanto and Zürcher Kantonalbank decline all liability for investments which are made on the basis of these publications and information. This advertisement was not produced in compliance with statutory requirements for the guarantee of impartiality of financial analyses and is also not subject to the ban on trading following the publication of financial analyses. Every investment involves risks, especially with regard to fluctuations in value and return. Past performance is no indicator or guarantee of future success. Investments in foreign currencies are subject to exchange rate fluctuations. This publication and the information contained herein may not be distributed and/or redistributed to any person who may be a US person under Regulation S of the US Securities Act of 1933. By definition, a "US person" means any natural US individual or legal entity, any corporation, any firm, general partnership or other entity established under the law of the United States. The categorisation under Regulation S likewise applies. This information and publication do not constitute an offer to sell or a solicitation or invitation to subscribe to or to make an offer to buy any securities, nor does it provide a basis for any contract or obligation of any kind. 


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