Inhaltsseite:Legal notices

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Terms of Use

Please read the applicable terms and conditions for use and the additional legal notices which apply to the services you are using before proceeding.

By accessing the Swisscanto Invest website (www.swisscanto.com) and the services, information, opinions, products, documents, functions, etc. it contains or which are described therein (hereafter referred to as "Information"), you are hereby confirming that you have understood and accepted the terms and conditions of use and legal notices. Please also read any additional legal notices which apply to the services you are using.

The terms and conditions of use, the additional legal notices and any information on the Swisscanto Invest website can be amended at any time without prior notice. We therefore recommend that you regularly refer to the latest version of these.

Target audience

The Swisscanto Invest website is not intended for natural persons and legal entities subject to legislation which prohibits access to the Swisscanto Invest website or Swisscanto Invest products (due to the user's nationality or domicile/registered offices, for example, or for other reasons). Persons subject to such restrictions are not permitted to access the Swisscanto Invest website.

Swisscanto Invest products may only be marketed in certain countries and/or to certain people. Further details on the restrictions can be found in product documents such as the fund agreements. Persons to whom all or some of the products of Swisscanto Invest may not be marketed, may not access web pages containing information regarding the relevant products.

Specifically the information contained on the Swisscanto Invest website may not be distributed and/or transmitted to citizens of the United Kingdom (UK) or to persons who are potentially US persons as defined by Regulation S of the 1933 US Securities Act.

Reservation of all intellectual property rights

"Swisscanto", "Swisscanto Invest by Zürcher Kantonalbank", and "Swisscanto Invest" as well as the relevant logos are trademarks or protected intellectual property rights of Swisscanto Holding Ltd. and/or Zürcher Kantonalbank. No part of the Swisscanto Invest website has been designed so that it grants a licence or a right to use a registered trademark, a logo, or an image.

Unless otherwise mentioned elsewhere, all information accessible via the Swisscanto Invest website is solely and exclusively the property of Swisscanto Holding Ltd. and/or Zürcher Kantonalbank. The information may only be freely used for personal use. Any full or partial re-publication, modification, linking, transfer or copying is prohibited without Zürcher Kantonalbank’s prior written consent.

No rights to software or information on the Swisscanto Invest website are conferred by downloading or copying the Swisscanto Invest website. Swisscanto Holding Ltd. and/or Zürcher Kantonalbank reserve all the intellectual property rights (in particular copyright and trademark rights) with respect to all information and documents on the Swisscanto Invest website and will apply all remedies to fully enforce these rights.

No offers

The information published on the Swisscanto Invest website does not constitute a solicitation, offer or recommendation to purchase or sell investment instruments, to conduct other transactions or to conclude any legal business whatsoever. The fact that you access the Swisscanto Invest website does not make you a customer of Swisscanto Holding Ltd., one of its subsidiaries, a foundation managed by a Swisscanto company or Zürcher Kantonalbank (hereinafter, the Swisscanto Group) or Zürcher Kantonalbank.

No orders

The Swisscanto Group and Zürcher Kantonalbank expressly state that they are not obligated to take on, execute or accept orders, withdrawals of orders, authorisations for business transactions or other binding declarations transmitted via the Swisscanto Invest website. Any special agreements or specific contact options (for example, contact forms) remain reserved.

Exclusion of warranty and liability

The opinions and assessments expressed on the Swisscanto Invest website reflect the opinion of the Swisscanto Group or Zürcher Kantonalbank respectively at the time of publication and do not constitute a general or specific legal, tax or other recommendation. The Swisscanto Group and/or Zürcher Kantonalbank do not offer a warranty for the information published on the Swisscanto Invest website.

The information on the Swisscanto Invest website is provided "as seen" and "as available". The Swisscanto Group and/or Zürcher Kantonalbank exclude any warranty for access to the Swisscanto Invest website operating without disruptions and errors, for errors being rectified or for viruses or other harmful components being transmitted during use of the Swisscanto Invest website.

Insofar as legally permissible, the Swisscanto Group and Zürcher Kantonalbank exclude any liability for damages or consequential damages arising from use of or access to information on the Swisscanto Invest website and/or from links to third-party websites (and/or from the impossibility of using or accessing these). This exclusion of liability shall also apply to damages or consequential damages that can be ascribed to third-party tampering with the Swisscanto Invest website.

Risk and performance notice

All capital investments are associated with risk, which includes the potential loss of the capital invested. The prices, values and profits of capital investments can fall and rise. Investments in foreign currencies are also subject to exchange rate fluctuations. Details regarding the risks are described in the respective, updated fund documents which must be read carefully before investing in Swisscanto Invest funds.

Past performance is not an indicator of future value development and does not offer any guarantee for future success. The performance data have been calculated based on the re-investment of any distribution of dividends without taking into account the commissions and expenses charged at the time of the issue and redemption of units, which have a negative effect on performance. The calculation is made in the fund currency and may rise or fall as a result of currency exchange rate fluctuations.

Cookie policy (use of tracking technologies) and data protection

When you visit the Swisscanto Invest website the web server automatically registers details about your visit (e.g. your IP address, the website which linked you to the Swisscanto Invest website, and the date and duration of your visit). Tracking data is used to optimise the products and services on the Swisscanto Invest website and to provide information about users' surfing habits. It does not, however, enable you to be identified. By using the Swisscanto Invest website you are consenting to the use of cookies for the stated purposes. You can decide at any time that you do not want cookies to be used by deleting the cookies that have been put in place by the Swisscanto Invest website. To do this access the settings in your Internet browser and activate the “Delete all cookies” option.

If you provide us with your personal details (e.g. name, gender, address, e-mail, telephone or fax number) by means of a form or in another manner via the Swisscanto Invest website, the Swisscanto Group and Zürcher Kantonalbank may use this information for the following purposes:

  • Customer and user administration;
  • Internal marketing purposes and to inform you of our services and products;
  • Technical administration and further development of the Swisscanto Invest website;
  • Any other purpose to be specified.

By providing your personal details, you are consenting to the use of same for the above-mentioned purposes.

Within the Swisscanto Group and/or Zürcher Kantonalbank, both physical as well as electronic and process-related safety precautions are taken in order to transmit and store your personal data in a protected environment. This includes, for instance, the use of firewalls, personal passwords as well as encryption and authentication technologies. All appropriate measures are taken to ensure that access to personal data is limited to employees and service providers who need to have access to this data in terms of the aforementioned purposes. The employees and service providers are obligated to treat the information confidentially and to only use it for the purposes that you have provided the information for. Your data are only disclosed to other third parties if this is mandatory based on statutory or regulatory provisions.

Your personal data are processed and stored in compliance with the applicable data privacy laws.

Data transmission security

When you visit the Swisscanto Invest website your data is transmitted via the Internet over an open network accessible to anyone. Data that you transmit to the Swisscanto Group or Zürcher Kantonalbank by electronic means (e.g. e-mail, SMS, etc.) or have transmitted by the Swisscanto Group or Zürcher Kantonalbank respectively are generally unencrypted. This entails the following risks:

  • Even if the sender and recipient are located in Switzerland, data can be transmitted abroad in an uncontrolled manner to areas where there may be no data privacy comparable to that in Switzerland.
  • The sender’s identity (e.g. e-mail address) as well as the content of the message can be simulated or manipulated in any other manner by unauthorised persons.
  • Electronic communications can contain harmful programs or malicious software (malware) that is executed when the message is read and lead to major damage. We recommend that you use the latest browser versions and install antivirus software with automatic updates to protect against viruses.
  • The information exchange may be delayed or interrupted as a result of transmission errors, technical faults, interruptions, disruptions, illegal interferences, network overload, deliberate blockage of the network by third parties or other shortcomings.

Links to other websites

The Swisscanto Invest website contains third-party content and links to third-party websites. Links to third-party websites provided by the Swisscanto Invest website are provided for convenience. The Swisscanto Group or Zürcher Kantonalbank respectively have absolutely no influence over these websites. For this reason the Swisscanto Group or Zürcher Kantonalbank respectively assume no responsibility for the correctness, quality, completeness and legality of such websites' content or for any offers, products and services which they may contain. The user follows the links to these pages or other websites at the user's risk. 

Last update: March 2017 


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